Free tools

Business financing calculators

Planning tools you can use before you ever talk to a lender. Every result is an estimate based on the numbers you enter — nothing here is a rate quote, an offer, or an approval.

• Loan payment calculatorEstimate a monthly payment, total interest, and first-year split for a term loan or equipment financing.Open the calculator
• DSCR calculatorCheck a rental or commercial property's debt-service coverage ratio against the 1.25 guideline many lenders cite.Open the calculator
• Equipment: finance vs cashCompare the monthly cash impact of financing a machine against paying cash, and estimate break-even.Open the calculator

FundPath is not a lender and does not make credit decisions. Calculator results are planning estimates based entirely on the values you enter, using standard formulas. They are not quotes, offers, approvals, or promises of any outcome. Actual rates, terms, and criteria are set by individual lenders and are subject to underwriting.