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SBA & real estate

Longer-term and property-backed paths: SBA programs, buying a business, commercial property, bridge and renovation financing.

Start hereSBA and Real Estate Financing Explained: The Longer-Term PathsAn overview of the slower, longer-term financing routes — SBA-backed programs, commercial property loans, acquisition financing and bridge products — and when each is worth the paperwork.Read the guide

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SBA Loan Basics: What the Guarantee Actually MeansHow SBA-backed lending works in practice — who lends the money, what the guarantee does, the common program types, and what the process realistically involves.
Financing the Purchase of an Existing BusinessWhat lenders examine when you borrow to buy a company — the seller's financials, the purchase price, seller financing, and where deals commonly fall apart.
Commercial Real Estate Financing for Small BusinessesHow lenders evaluate a commercial property loan — down payment, appraisal, coverage ratios, and the difference between buying a building for your business and buying one to lease out.
Fix-and-Flip Financing: How Project Lenders Read a DealHow short-term renovation project financing is evaluated — purchase price, rehab budget, after-repair value, draw schedules, and the exit.
Bridge Financing: Useful Tool, Easy to MisuseWhat bridge financing is for, the one question that determines whether it's appropriate, and the risks when the exit doesn't happen on schedule.
Owner-Occupied vs Investment Property: Why Lenders Treat Them DifferentlyHow occupancy changes commercial property financing — which products are available, how the income is evaluated, and what it means for your down payment.
The Document Checklist for SBA and Real Estate FinancingWhat to assemble before applying for longer-term financing — returns, statements, entity documents, projections and transaction paperwork — and how to avoid the delays that come from gaps.

SBA & real estate

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