Topic

Financing by industry

What lenders look for in landscaping, restaurants, auto repair, contracting, healthcare, retail and personal services.

The rest of this topic

• Landscaping Business Financing: Equipment, Trucks and the Off-SeasonHow lawn care and landscaping companies finance mowers, trucks and trailers, and how to present seasonal revenue so it reads as a cycle rather than instability.
• Restaurant and Food Truck Financing: What Lenders Actually Worry AboutWhy food service gets extra scrutiny, how build-outs, equipment and food trucks are financed differently, and what strengthens a restaurant's financing file.
• Auto Repair Shop Financing: Lifts, Diagnostics and Parts InventoryHow repair shops finance lifts, alignment racks and diagnostic tools, plus how parts inventory and fleet accounts affect a financing file.
• General Contractor Financing: Draws, Backlog and Payroll Between PaymentsWhy contractors' financing problem is usually timing rather than profitability, and how to present backlog, draw schedules and retainage to a lender.
• Medical and Dental Practice Financing: Equipment, Build-Outs and Buy-InsHow practices finance chairs, imaging and operatories, what changes when you're buying into or acquiring a practice, and how insurance receivables factor in.
• Retail and E-Commerce Financing: Inventory, Seasonality and Platform DataHow retail and online sellers finance inventory ahead of peak season, why platform and processor data matters, and the trade-offs of revenue-based products.
• Salon, Spa and Fitness Business FinancingHow personal-service businesses finance build-outs, chairs and equipment, why membership and recurring revenue helps, and what lenders check on a lease-dependent business.

Other topics

FundPath is not a lender and does not make credit decisions. These guides are general educational information, not financial, legal, or tax advice.